I use manager.io in my business. Self hosted or cloud version which is the same as self hosted except they manage it. I have yet to find something I cannot live without that it can’t do for us.
Manager is great IF you only have one location, one business machine and are stationary (not mobile). Otherwise, its not worth the time. I started out using it, writing invoices out for on location, coming back to the shop and re-doing them in Manager. That got old real quick.
Granted, you can use the cloud based one, but at $39/mo USD, its cheaper to use Quickbooks Online - and thats what I use and have been using for years now. I have the Essentials. I was going to upgrade so I could get recurring invoices, but the cost difference is so not worth it. So I use my Square for recurring because its free - minus the CC fee, which I'm happy with.
For someone starting out or someone looking for something different and cost effective, then I recommend Square for your CC processing - free reader or pay $32 on
Amazon for the chip reader or the
Square kit if you have an iPad (I have the kit) and then just use the self hosted
InvoicePlane, also free. Granted there is a small investment of getting the Square kit at $155, but after that, with InvoicePlane, there is no monthly payments. And since if you use your websites hosting provider, you can access InvoicePlane from and machine, any device, from anywhere.