Your not being uncivil, no worries bud! It just makes no sense to use their stuff... security issues aside, as
@YeOldeStonecat I think is alluding to.. their software sucks, too. Nothing but problems in my experience as well.
Cheap hardware will work for most people that have simple needs, it's when you introduce other hardware, VPN's, VLANs, and start doing anything else other than connect two household computers, that you start to see the cracks.
The problem with simply updating the firmware to limit external IP access is... first, external IP admin access should never be allowed - it's a router/gateway... kinda like "You had one job to do!" and it couldn't do it. Then to say a firmware update will "fix it", well, it seems every firmware before 'today's' has been lackluster, so why expect something different now?
Why is it ALWAYS big problems for Zyxel, D-Link? Why are they constantly battling backdoors in firmware? Is it because they are Chinese companies beholden to the Chinese government? Are the backdoors accidents or on purpose? There's no way to say for sure, so all we can do is go on track records.
To top it off... with prices like these:
There's no reason not to consider these instead (for example):

