I'm moving over to Wells Fargo to do all my business banking. I'm sick of having 4 different companies run my business. Next day payment! I haven't set it up yet, so I don't have their rates, but will post when I get them.
Right now, I use Paypal and run $1000's through it a month, never had a bad issue. I make all my clients now pay with credit card, I quit taking checks unless pre-approved by me. This is all done via my booking process.