Accepting payments online

[Giles]

This is new for me, with the exception of PayPal. Does anyone have recommendations on a service to use to accept online payments (preferably one that allows in person payments too). I was looking at Square but not sure if it integrates with Wordpress. Thoughts?

 

[Porthos]

I use Paypal online and in shop.

 

[Giles]

I use Paypal online and in shop.

I didn’t know you could accept PayPal in person, cool. Again this is new territory for me. I used to be cash or check but gotta change that.

 

[Porthos]

I didn’t know you could accept PayPal in person, cool. Again this is new territory for me. I used to be cash or check but gotta change that.

Need a phone, A PayPal business account. And a reader. https://www.paypal.com/us/webapps/mpp/credit-card-reader-how-to/chip-and-swipe-reader

 

[Diggs]

I use QuickBooks Online but obviously it's a bit more encompassing than just a payment tool.

 

[Giles]

Need a phone, A PayPal business account. And a reader. https://www.paypal.com/us/webapps/mpp/credit-card-reader-how-to/chip-and-swipe-reader

Nice doesn’t sound too bad. How are their fees compared to others like Stripe or Square?

 

[Giles]

I use QuickBooks Online but obviously it's a bit more encompassing than just a payment tool.

Can you do in person as well?

 

[Porthos]

Nice doesn’t sound too bad. How are their fees compared to others like Stripe or Square?

Same but, after I think 30 days, You can get thier business debit card that when you use the card as credit, You get a %1 monthly rebate.

Can you do in person as well?

Yes with the the reader I linked in my other post.

 

[cypress]

I started out with Paypal but switched over to Square. I really like it.

 

[Diggs]

Can you do in person as well?

https://quickbooks.intuit.com/payments/mobile/

 

[Giles]

Same but, after I think 30 days, You can get thier business debit card that when you use the card as credit, You get a %1 monthly rebate.

Yes with the the reader I linked in my other post.

Honestly looks like everything I would need.

 

[Giles]

I started out with Paypal but switched over to Square. I really like it.

Why the switch? What you like better with Square?

 

[cypress]

Why the switch? What you like better with Square?

Just works better for me and being able to send an invoice after performing remote work and also having reminders sent afterwards has been great.

 

[Porthos]

I can send invoices.

What I like best is the monthly cash back (1% ) when using my Paypal debit card. Helps offset the processing fees. I use that account for all of my parts and expenses.

 

[nerd2u]

I use square online and payd pro in person.

Sent from my SM-G870W using Tapatalk

 

[Your PCMD]

I use Square AND Quickbooks.

For businesses its all done in Quickbooks as 99% are set on a NET 10 payment. I simply do the work, head to the office and send out an invoice through QB or can choose to do it all before leaving the location on my iPad. As for Square, there are many options. Currently I use it for all residential (rare) and those businesses whom wish to pay on the spot.

I also have links on my website for clients to book online and even for visitors to purchase digital gift cards, all done through Square. You even can have/create a complete Square store.

I personally cannot stand PayPal. They are too buyer sided. That buyer protection is ridiculous.

EDIT: To add. When I first started I did use PayPal. But more than once I got burned because a client would pay for a virus removal but then a few days later get another virus and blame me for not doing the job correctly then they would hit up PayPal to contest the charge and win - ALWAYS - even when I sent in my statement explaining I cannot be held responsible for the person getting reinfected as I cannot control what they click, etc.

I have had only 2 clients do that with Square, and both times I won. Square actually takes my Terms and Conditions into play whereas PayPal could give 2 shites.

 

[DataMedics]

EDIT: To add. When I first started I did use PayPal. But more than once I got burned because a client would pay for a virus removal but then a few days later get another virus and blame me for not doing the job correctly then they would hit up PayPal to contest the charge and win - ALWAYS - even when I sent in my statement explaining I cannot be held responsible for the person getting reinfected as I cannot control what they click, etc.

That sort of thing is what small claims court is for. Wait until you've got a half dozen or so of these clients backlogged, then file suits against them all on the same day. Most likely you'll get them all scheduled on a single court date. Most states require the defendant to pay the court fees back to the plaintiff if they lose which means you'll be sticking them back with a bill 3x the size of the original invoice amount. That's what idiots like that deserve.

Just because they contest and win with PP doesn't absolve their legal obligation to you. For most clients, just the threat of a suit or harassment by a collection agency is enough to get them to pay..

 

[Diggs]

I use Square AND Quickbooks.

Why add Square in there? Why aren't you using QB mobile payment and keep it all in the same ecosystem? What am I missing?

 

[Mike McCall]

For invoice payments Square rates are:



For QB (Desktop) the rates are:

 

[Your PCMD]

Why add Square in there? Why aren't you using QB mobile payment and keep it all in the same ecosystem? What am I missing?

Your missing your money.

With Square, any payments processed through them is in my bank the next morning. With Quickbooks, it takes anywhere from 4 to 8 days to reach my bank.