Thanks for the good info. 50% for malware is what I have read in a few places. Would laptop accidental damage mainly be drops and spilled drinks? Thank you! Fred
Correct. Last week I had a power jack that was snapped (the plastic housing just about went in half), due to a drop (or that was the story). Hinge issues are quite common also. Both of these are in part due to crappy quality of materials/construction, but was triggered by mishandling on the customers part, so I don't consider this in the same category as a HD/PSU/inverter etc dieing after a few years. Closing the lid on an object and liquid spills are definitely in the accidental damage category as they are not the manufacturer's fault (those keyboards designed as a catch tray should not be a requirement IMO).