Go Back   Technibble Forums > The Computer Repair Business > Business and Legal Issues

  Technibble Sponsor

Reply
 
Thread Tools Display Modes
  #1  
Old 07-27-2010, 03:08 PM
ChicagoRob's Avatar
ChicagoRob ChicagoRob is offline
 
Join Date: Jul 2010
Location: Chicago, IL
Posts: 6
ChicagoRob is an unknown quantity at this point
Default When Having Insurance Pays Off

I haven't seen any recent posts about this and I didn't want to bump a really old one, but my question is this --

I'm currently looking into all of my liability/E&O coverage options, and yes I understand it's absolutely necessary and I'm going to get covered regardless, but I was curious if anyone here has had a situation where being insured has really saved their @ss?

Someone fell and broke their wrist in your shop?
Client sues you claiming you hosed their HD?

Or do you live on the wild side and go without insurance, relying on the disclaimers on your paperwork to cover your rear?
Reply With Quote
  #2  
Old 07-27-2010, 03:27 PM
ell ell is offline
 
Join Date: Oct 2008
Posts: 2,558
ell will become famous soon enough
Default

Quote:
Originally Posted by ChicagoRob View Post
I haven't seen any recent posts about this and I didn't want to bump a really old one, but my question is this --

I'm currently looking into all of my liability/E&O coverage options, and yes I understand it's absolutely necessary and I'm going to get covered regardless, but I was curious if anyone here has had a situation where being insured has really saved their @ss?

Someone fell and broke their wrist in your shop?
Client sues you claiming you hosed their HD?

Or do you live on the wild side and go without insurance, relying on the disclaimers on your paperwork to cover your rear?
I work out of my home and don't let customers past the entry, I have no added insurance but have a huge disclaimer they all sign on my work order.
Reply With Quote
  #3  
Old 07-27-2010, 06:08 PM
Corbin Corbin is offline
 
Join Date: May 2010
Location: Las Vegas
Posts: 488
Corbin is on a distinguished road
Default

Insurance is for the weak its all about being the lion in the jungle, when I get a shop insurance is a must, but I cureently don't have it. My disclaimer has been looked over by 2 different attorneys (for free) and they said it can and will hold up in court, just haven't had the chance to test it yet.
Reply With Quote
  #4  
Old 07-27-2010, 06:11 PM
ell ell is offline
 
Join Date: Oct 2008
Posts: 2,558
ell will become famous soon enough
Default

Quote:
Originally Posted by Corbin View Post
Insurance is for the weak its all about being the lion in the jungle, when I get a shop insurance is a must, but I cureently don't have it. My disclaimer has been looked over by 2 different attorneys (for free) and they said it can and will hold up in court, just haven't had the chance to test it yet.
would you mind pasting your disclaimer here so I can compare it to mine???
Reply With Quote
  #5  
Old 07-27-2010, 06:22 PM
Corbin Corbin is offline
 
Join Date: May 2010
Location: Las Vegas
Posts: 488
Corbin is on a distinguished road
Default

Ya as soon as I get near my computer ill copy and paste it, it flat out says I am not liable no matter what if I'm fixing something and something else brakes, and if the owner is relucnent enough to ignore a failing part I am not liable, and it also says if your to stupid to realize to fix it when its first noted then you can go set on a parking cone.
Reply With Quote
  #6  
Old 07-27-2010, 06:24 PM
ell ell is offline
 
Join Date: Oct 2008
Posts: 2,558
ell will become famous soon enough
Default

Quote:
Originally Posted by Corbin View Post
Ya as soon as I get near my computer ill copy and paste it, it flat out says I am not liable no matter what if I'm fixing something and something else brakes, and if the owner is relucnent enough to ignore a failing part I am not liable, and it also says if your to stupid to realize to fix it when its first noted then you can go set on a parking cone.
LOL so true, I have one like that now!
Reply With Quote
  #7  
Old 07-27-2010, 06:26 PM
Jay85 Jay85 is offline
 
Join Date: Jul 2010
Location: Sittingbourne - Kent - UK
Posts: 108
Jay85 is an unknown quantity at this point
Send a message via MSN to Jay85
Default

Corbin your disclaimer doesnt really say that does it coz if it did that wuld be so friggin cool.

Can you tell a client like a week later that the reason the comps not working is coz they F****ed it up again? why are we technicians always the scape goat?
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT. The time now is 07:30 PM.


Powered by vBulletin®
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Technibble.com is based out of MELBOURNE, AUSTRALIA.