if you use square...check out stripe

[Knightsman]

Just learned about stripe not to long ago, their fees structure is pretty awesome 2.9% + .30 per trans with or without card. Its a little more than square with a card, but its cheaper than manually entering.

They also allow customers, so if you bill a customer monthly, it will automatically do that.

So far its super easy to integrate into websites too.

https://stripe.com/

[Xander]

Is Stripe available outside of the US?


Currently Stripe is US only, but we are working hard to expand.
If you sign up at https://stripe.com/global we will let you know as soon as we're ready to launch where you're based.

To save anyone else wondering.

[Rodrick]

+1 for Stripe. I use it for my remote jobs. Wrote a little rails app that allows me to take CCs without ever having to know the number. Deploy to Heroku and you have a free (not counting the Stripe per transaction fees) payment gateway.

[trinetcr]

Not bad, but 2.9% is pretty high. Square is only 2.75%, while paypal is beta testing their product, which is currently at 2.7%

[Knightsman]

Originally Posted by trinetcr

Not bad, but 2.9% is pretty high. Square is only 2.75%, while paypal is beta testing their product, which is currently at 2.7%

yeah but stripe is 2.9 without the card....Square is 3.5% without the card...big difference.

[BryanLee]

Originally Posted by Rodrick

+1 for Stripe. I use it for my remote jobs. Wrote a little rails app that allows me to take CCs without ever having to know the number. Deploy to Heroku and you have a free (not counting the Stripe per transaction fees) payment gateway.

Would you care to share this with us? I'm interested in doing something like this as well.

[RichmondTech]

Originally Posted by Knightsman

yeah but stripe is 2.9 without the card....Square is 3.5% without the card...big difference.

Wow, I didn't know Square went up on their keyed in payments. Good thing I've only had to key in one card in my time using Square.

[Knightsman]

Originally Posted by RichmondTech

Wow, I didn't know Square went up on their keyed in payments. Good thing I've only had to key in one card in my time using Square.

I thought it was always that rate.

[atlanticjim]

Square has always had a higher charge for keyed entries because the fraud and chargebacks are more likely with a keyed entry than a physical card.

[Rodrick]

Originally Posted by BryanLee

Would you care to share this with us? I'm interested in doing something like this as well.

I'll add it to my list to upload to GitHub when I've properly cleaned it up for public consumption

<subscribes to thread so he doesn't miss any more replies>