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Romaniac
02-06-2009, 06:26 AM
I know a lot of you are not from the US. I wonder if it would be OK to ask some of you about the health care systems in whatever country you are in.
And I don't want to start a flame war or something - I just want to interview a few peeps about some different things, just for my personal knowledge.

So is anyone willing to share on their Country's Health Care System?

You can keep it short, or share as much info as you would please.

Do you pay anything out of pocket? If so, how much (just list an example e.g: transplant, ER treatment fro a broken leg, a surgery/operation or just a check up)
How is the quality?
How are the waiting times at the ER or to see a doctor?
Do you have HMO's like the US?
What other medical services are offered? (e.g: France has SOS Medicine or something like that - on call emergency doctor assistance, for free).

Any other relevant information?

Please share, and Thank You for your time.

Jory
02-06-2009, 05:27 PM
You should have asked what taxes are like in their country too.

Bullfighter
02-06-2009, 06:25 PM
Good call, on asking about taxes too...

Here in Canada, we have free health care. In Manitoba, if you go to the emergency room at the hospital you can expect to wait 4-6 hours for non-life threatening issues.

MRIs and such scan are all free, but you'll be waiting six months.

HealthLinks - a 1-800 number that you can call and a speak with a nurse who can advise you on your health (I think this is Canada wide, but not sure)

Prescription drugs are at your cost.

Going to the local clinic to see your doctor that books your appointment for 10am but doesn't EVER even come into the office until 1:00 pm and then has to serve the appointments he made before you.

Because doctors are publicly funded by the government, there is a continual stream of doctors moving to the US for more money.

Taxes, by the time you take away sales tax (12%), income tax (almost %30) and property tax you are pretty much losing half of whatever you make.

Of course, these rules do not apply to politicians or other members of the elite society.

Please note, I'm not complaining, just stating the facts. I am an American Citizen, so if I thought it was so bad, I would leave.

EP

Romaniac
02-07-2009, 01:35 AM
You should have asked what taxes are like in their country too.

Well....since you asked about taxes.

I pay taxes here - SS, medicare or w/e it's called and whatever else. It's not a whole lot, but it adds up. I pay for my health insurance.
Depending on what I do, I pay a price, less or more whenever I need a service. I have pretty good health insurance, and I still have copay on most things. I get a couple of freebies each year, like teeth cleaning.
So even after I pay taxes AND the health insurance company I ALSO pay for the doctor or whatever else, such as an x-ray or lab results.
Well, it adds up. So if you're healthy, you might be OK. If you get sick...you better pray.
Not to mention there is the sales tax, as small as it is, it's there, and all the other stuff.

I think it's funny that US citizens always jump at looking at other countries taxes. Well, at least - they are taken care of.
Here, all is well...until you're sick. You get caught with no insurance, you are done for a ling time, if not the rest of your life.

Bullfighter, thanks for your input.

How many of the above have you actually experienced? Such as waiting for an MRI.
Is Manitoba a large city?

Prescription drugs are at your cost, but what cost? I doubt it's as expensive as here.

I'm not too sure about your claim of a 'constant stream of doctors leaving' for the US to make more cash.
But perhaps I am wrong. I'd like to see some evidence.

Your last sentence is confusing. You left or you didn't? ..and from what country?


Regardless, health costs are a worry for many folks; and it shouldn't be. Stuff is ridiculous here. It's a scheme on a grand scale.
US is one of the few, if not the only western country that threats its folks like this when it comes to health care.

seedubya
02-07-2009, 02:39 PM
Ireland - a member of the EU but an independent state. Much more independent than either a US state or Canadian Province.

Our healthcare system is two tier. The public system is open to everyone and is generally excellent EXCEPT (like Canada) for the waiting. However we now have a system whereby if you're waiting for a test or procedure more than 3 months it will be outsourced (in most cases) to the private system or even to other EU countries. The private system is exactly as it sounds, private hospitals paid for by the patients cash or insurance. Many people opt for basic health insurance which speeds the processes up a bit.

Taxation is, by many standards quite high. There are 2 income tax rates - 20% up to €40k and 40% on earnings above that. VAT (on goods and services) is charged at 2 rates, 13.5% and 21.5%. We also have special taxes for one-off's like stamp-duty when buying a house or capital gains tax when selling capital items(if the price has increased). Company taxes are low at 12% which is why so many multi-national companies locate here. The rich-poor divide here isn't too bad. Homelessness is relatively rare although we do have a serious drugs problem. Apparently, we're among the most prouctive, happiest people in the world and have one of the highest standards of living AND quality of life anywhere in the world.

Skyhooker
02-07-2009, 03:02 PM
I'm not outside the US, but I couldn't resist the opportunity - here's a page with lots of great articles:

lewrockwell.com Healthcare search (http://www.google.com/custom?sa=Search&cof=LW%3A500%3BL%3Ahttp%3A%2F%2Fwww.lewrockwell.co m%2Flewroc1a.gif%3BLH%3A93%3BAH%3Acenter%3BAWFID%3 A65dad07a461e3427%3B&domains=lewrockwell.com&q=healthcare&sitesearch=lewrockwell.com)

Bullfighter
02-07-2009, 03:28 PM
Well....since you asked about taxes.
Bullfighter, thanks for your input.

How many of the above have you actually experienced? Such as waiting for an MRI.
Is Manitoba a large city?

Prescription drugs are at your cost, but what cost? I doubt it's as expensive as here.

I'm not too sure about your claim of a 'constant stream of doctors leaving' for the US to make more cash.
But perhaps I am wrong. I'd like to see some evidence.

Your last sentence is confusing. You left or you didn't? ..and from what country?



MRI Wait Time (Directly from Manitoba Health) and these are best case scenarios:
http://www.gov.mb.ca/health/waittime/diagnostic/mri.html

Manitoba is a province, Winnipeg, the capital has 500,000

Doctors Leaving:
http://www.thestar.com/article/234018

http://www.cmaj.ca/cgi/content/full/161/8/1028


I am from Texas, but I currently live in Canada (it's a long story :) )

Romaniac, what percentage of your salary goes towards taxes and how much does you insurance cost (if you don't mind me asking)?

EP

JRDtechnet
02-08-2009, 02:57 AM
I pay $166 a month for health insurance here in New Jersey. Obviously its not the best plan in the world but its what I can afford.
Doctor/Specialists: $30
RX: 50% brand, $15 generic
Emergency Rm: $100
Hospital Stay: $500 per 90days
Outpatient Surgery: $250

seedubya
02-08-2009, 04:02 PM
@SkyHooker - do you still take all that pro-market stuff seriously? What EXACTLY do you think is at work in the current recession?

Skyhooker
02-08-2009, 06:50 PM
Started a new thread for my reply...

usacvlr
02-08-2009, 07:09 PM
I have yet to understand the so called health care crisis in the US. I live in the US and I pay health insurance. It costs me 2820 a year plus prescriptions
which I pay probably about a 1k on a year. I almost always get in reasonably soon to see my doctor when I have an appt. The place I go is clean and the doctors are professional. I don't think I pay too much. I do realize though that as one gets older the price goes up. My rates just increased again and I am only 31. I do know that you do not want to have major surgery or end up in a hospital if you can at all avoid it simply because you are the best judge of your own physical well being and comfort and a great many doctors and nurses simply do not care. You do need a health advocate for you if you go in the hospital. Someone who can make sure you are being taken care of. Read Glenn Beck's account of his emergency from Jan of 08 and you have some idea of how bad things can go.

Well....since you asked about taxes.

I pay taxes here - SS, medicare or w/e it's called and whatever else. It's not a whole lot, but it adds up. I pay for my health insurance.
Depending on what I do, I pay a price, less or more whenever I need a service. I have pretty good health insurance, and I still have copay on most things. I get a couple of freebies each year, like teeth cleaning.
So even after I pay taxes AND the health insurance company I ALSO pay for the doctor or whatever else, such as an x-ray or lab results.
Well, it adds up. So if you're healthy, you might be OK. If you get sick...you better pray.
Not to mention there is the sales tax, as small as it is, it's there, and all the other stuff.

I think it's funny that US citizens always jump at looking at other countries taxes. Well, at least - they are taken care of.
Here, all is well...until you're sick. You get caught with no insurance, you are done for a ling time, if not the rest of your life.

Bullfighter, thanks for your input.

How many of the above have you actually experienced? Such as waiting for an MRI.
Is Manitoba a large city?

Prescription drugs are at your cost, but what cost? I doubt it's as expensive as here.

I'm not too sure about your claim of a 'constant stream of doctors leaving' for the US to make more cash.
But perhaps I am wrong. I'd like to see some evidence.

Your last sentence is confusing. You left or you didn't? ..and from what country?


Regardless, health costs are a worry for many folks; and it shouldn't be. Stuff is ridiculous here. It's a scheme on a grand scale.
US is one of the few, if not the only western country that threats its folks like this when it comes to health care.

Bullfighter
02-18-2009, 02:57 AM
Got another example of Canadian healthcare: My wife got a hernia in Dec '08 - she went to see her doctor and was referred to a specialist. She can't even see the specialist until May this year... that's not even for the surgery - just to speak with the specialist...

EP